Estimate how a monthly systematic investment plan could grow over time, including an optional annual step-up.
A Systematic Investment Plan (SIP) is a way of investing a fixed amount at regular intervals. This calculator illustrates how monthly contributions could accumulate based on an assumed annual return. Market-linked returns are not guaranteed.
Increasing your contribution as income grows can materially change the amount invested over a long horizon. Compare a flat SIP with a step-up SIP and focus on both the total amount invested and the illustrative maturity value.
Use conservative return assumptions and remember that actual investment performance, fees, taxes and inflation can differ from a projection.
Educational use only. This calculator is not investment advice.